:root{--ink: #0a1d35;--ink-2: #12294a;--ink-3: #1b3a63;--brand: #1f6feb;--brand-dark: #1857c0;--brand-soft: #eaf1fe;--gold: #d9531a;--gold-dark: #b8470f;--bg: #ffffff;--bg-soft: #f5f7fb;--text: #16233a;--muted: #5b6b82;--border: #e3e8f0;--ok: #1f9d57;--maxw: 1140px;--radius: 14px;--radius-sm: 9px;--shadow: 0 10px 30px rgba(10, 29, 53, .08);--shadow-lg: 0 24px 60px rgba(10, 29, 53, .16);--font-body: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--font-head: "Sora", var(--font-body)}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;font-family:var(--font-body);color:var(--text);background:var(--bg);line-height:1.65;font-size:17px}img{max-width:100%;height:auto;display:block}a{color:var(--brand-dark);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3,h4{font-family:var(--font-head);color:var(--ink);line-height:1.15;font-weight:700;margin:0 0 .5em;letter-spacing:-.015em}h1{font-size:clamp(2rem,4.4vw,3.1rem)}h2{font-size:clamp(1.6rem,3.2vw,2.25rem)}h3{font-size:1.3rem}p{margin:0 0 1rem}.container{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:22px}.narrow{max-width:820px}.section{padding:72px 0}.section.tight{padding:48px 0}.section-soft{background:var(--bg-soft)}.section-navy{background:var(--ink);color:#cfe0f5}.section-navy h1,.section-navy h2,.section-navy h3{color:#fff}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--brand);margin:0 0 .6rem}.section-navy .eyebrow{color:var(--gold)}.lede{font-size:1.18rem;color:var(--muted);max-width:60ch}.section-navy .lede{color:#b9cce6}.btn{display:inline-flex;align-items:center;gap:.5rem;font-weight:700;font-family:var(--font-head);padding:14px 24px;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:.15s 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b{color:var(--gold-dark)}.nav-links{display:flex;gap:4px;margin-left:auto;align-items:center;list-style:none;padding:0;margin-block:0}.nav-links>li>a{display:block;padding:9px 13px;border-radius:8px;color:var(--ink);font-weight:600;font-size:.96rem}.nav-links>li>a:hover{background:var(--brand-soft);text-decoration:none}.has-menu{position:relative}.dropdown{position:absolute;top:100%;left:0;min-width:250px;background:#fff;border:1px solid var(--border);border-radius:12px;box-shadow:var(--shadow-lg);padding:8px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.15s ease}.has-menu:hover .dropdown,.has-menu:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}.dropdown a{display:block;padding:9px 12px;border-radius:8px;color:var(--ink);font-size:.92rem;font-weight:500}.dropdown a:hover{background:var(--bg-soft);text-decoration:none}.nav-cta{margin-left:6px}.nav-call{font-weight:800;color:var(--ink);font-family:var(--font-head);padding:9px 12px}.nav-toggle{display:none}.hero{background:radial-gradient(1200px 500px at 80% -10%,#1b3a63 0%,var(--ink) 55%);color:#fff;padding:84px 0 76px}.hero h1{color:#fff;max-width:16ch}.hero .lede{color:#c6d8f0;font-size:1.25rem;max-width:46ch}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}.hero .btn-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.hero-badges{display:flex;gap:18px;flex-wrap:wrap;margin-top:30px;color:#9fb8d8;font-size:.9rem}.hero-badges span{display:inline-flex;align-items:center;gap:7px}.dash{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-lg);overflow:hidden;color:var(--text)}.dash-bar{display:flex;align-items:center;gap:6px;padding:11px 14px;background:var(--bg-soft);border-bottom:1px solid var(--border)}.dash-bar i{width:11px;height:11px;border-radius:50%;background:#d6dde8;display:block}.dash-body{padding:18px}.dash-row{display:flex;justify-content:space-between;align-items:center;padding:9px 0;border-bottom:1px dashed var(--border);font-size:.92rem}.dash-row:last-child{border-bottom:0}.dash-row b{color:var(--ink)}.dash-up{color:var(--ok);font-weight:700}.dash-ph{font-size:.72rem;color:var(--muted);text-align:center;padding-top:8px}.grid{display:grid;gap:22px}.cols-2{grid-template-columns:repeat(2,1fr)}.cols-3{grid-template-columns:repeat(3,1fr)}.cols-4{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px;transition:.15s ease}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}.card h3{margin-bottom:.35rem}.card .ico{width:46px;height:46px;border-radius:11px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center;font-size:1.4rem;margin-bottom:14px}.card.gold .ico{background:#ffe9dd;color:var(--gold-dark)}.card a.more{font-weight:700;font-family:var(--font-head);display:inline-block;margin-top:8px}.card-link{color:inherit;display:block}.card-link:hover{text-decoration:none}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.stat{text-align:center;padding:14px}.stat .num{font-family:var(--font-head);font-size:2.4rem;font-weight:800;color:var(--gold);line-height:1}.stat .lbl{color:#b9cce6;font-size:.92rem;margin-top:6px}.checks{list-style:none;padding:0;margin:0;display:grid;gap:11px}.checks li{position:relative;padding-left:32px}.checks li:before{content:"✓";position:absolute;left:0;top:0;width:22px;height:22px;border-radius:50%;background:var(--ok);color:#fff;font-size:.8rem;font-weight:800;display:grid;place-items:center}.prose{font-size:1.06rem}.prose h2{margin-top:2.2rem}.prose h3{margin-top:1.6rem}.prose ul,.prose ol{padding-left:1.25rem;margin:0 0 1.2rem}.prose li{margin-bottom:.5rem}.prose a{font-weight:600}.crumbs{font-size:.85rem;color:var(--muted);padding:16px 0 0}.crumbs a{color:var(--muted)}.crumbs span{margin:0 7px;opacity:.6}.faq details{border:1px solid var(--border);border-radius:var(--radius-sm);padding:4px 18px;margin-bottom:12px;background:#fff}.faq summary{font-family:var(--font-head);font-weight:700;color:var(--ink);cursor:pointer;padding:14px 0;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:right;color:var(--brand);font-size:1.3rem;line-height:1}.faq details[open] summary:after{content:"–"}.faq details[open] summary{border-bottom:1px solid var(--border)}.faq .ans{padding:14px 0 6px;color:var(--text)}.lead-form{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.lead-form h3{margin-bottom:4px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.field{display:flex;flex-direction:column;gap:5px}.field.full{grid-column:1 / -1}.field label{font-size:.82rem;font-weight:700;color:var(--ink)}.field input,.field 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a:hover{color:#fff}.footer-brand .logo{width:38px}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:.82rem;color:#7e96b8}.parent-line{color:#6f88ab}.callbar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--gold)}.callbar a{display:block;text-align:center;padding:15px;font-weight:800;font-family:var(--font-head);color:#fff}.chips{display:flex;flex-wrap:wrap;gap:8px}.chip{background:var(--brand-soft);color:var(--brand-dark);border-radius:999px;padding:6px 13px;font-size:.85rem;font-weight:600}@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:32px}.cols-4,.stats{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.nav-links{display:none;position:absolute;top:70px;left:0;right:0;flex-direction:column;background:#fff;border-bottom:1px solid 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